Hi. I just wanted to say (as a travel agent) that personally my company will match any deal you find on expedia or apple or fun jet....but many times we are lower.
And that I always rebook my clients for the lower fare if and when a trip price goes down regardless of if they have insurance or not.
And that working thru an agent is good because agents (good travel agents) are your avdocate in case you have any problem on your trip.
I understand completely why people may choose to not work with an agent...but in all honesty we usually can help!
Okay...stepping off my soap box!